Yes, but we benefit from the collective 'pot'.
You know very well that in the US, often in middle to higher positions, the umbrella is the corp.. With all the benefits of health care, dental care and even housing and schools that go along with a job.
If you are not under the corporate umbrella, you're left in a voluntarist position where you hope you earn enough to cover all these premiums. If not, there's Medicare/Medicaid. With the cuts to Medicaid, it is estimated that 16.7m will not be covered by any sort of health care.
A woman (if you read up thread) has 2 severely disabled daughters and her monthly prescription bill without Medicare, she will not be able to afford. She's dedicated most of her life working on a farm. She has paid her taxes. You work, you get taxed and the taxes pay for benefits. What happens to her (and millions) who won't even be able to cover prescription costs, never mind an insurance premium - and for her, that premium will be through the roof? i'e unaffordable That does not include the impact of x numbers of elderly in care homes that are covered my Medicare. They are going to hope that relatives can finance their care or take them or... charidee?. God help them.
You can't just remove a safety net and you cannot justify the removal an essential safety net within an economy that can afford it.
Also (you must be aware of this?); the cuts to healthcare in the US is from shifting monies in the trillions in tax cuts for the super rich (whilst also simultaneously adding to a huge increase in national debt through the Bill recently passed by the fascists* in government). There's no way you in your capacity would endorse such economics. They are supposed to be the richest nation in the world yet they have massive inequality. There's an estimated 41m people in the US living in poverty now. What happens when the Medicare cuts kick in? 50m... 60m in poverty?! In the richest nation in the world.
They didn't take premiums out in the first place because they thought they were covered by the state.
The watershed will come where to get that initial premium (for many) will be impossible or unaffordable.
What do you say to those getting cancer treatment under the current system who are basically going to have their care severed? There are already hospitals threatening to shut in the US such is the impact. What impact will that have?
https://www.ruralhealth.us/blogs/20...ural-hospitals-and-residents-new-report-finds
Taking the annual cost of an average health care insurance premium out of context is one dimensional. A $7k premium will not be not a $7k premium if you are highly dependent.
*Do you want to argue that one?